Founded in 1919 - A. M. Best “A+”
3 Main Concerns
Die Too Soon
Become Terminally Sick
Live Too Long
Universal Life Insurance
Universal life insurance is a type of permanent life insurance designed to provide lifetime coverage. Unlike whole life insurance, universal life insurance policies are flexible and may allow you to raise or lower your premium payment or coverage amounts throughout your lifetime.
Indexed Universal Life Insurance (IUL)
Indexed Universal Life Insurance (IUL) is a type of permanent life insurance designed to provide a death benefit as well as the ability to build accumulation value. This type of policy is for clients seeking opportunities for interest growth based on the S&P 500 Index.
“Term” is a life insurance policy that provides coverage for a predetermined amount of time. Benefits are gained if the policy owner passes away in a predetermined time frame, typically 10,15,20 or 30 years.
Living Benefits (Accelerated Benefits)
The Accelerated Benefits Rider allows you to access all or part of your death benefit while living if you experience a qualifying critical or chronic injury/illness.
Annuities are a popular because they can provide retirement income that lasts a lifetime. In addition, many annuities offer flexible payout options.
“I started working with IAA as an entrepreneur at the age of 26. By 31, I am proud to say that I can start retiring and still receive a great stream of income.”
Hang Ny Nguyen